If you are buying a property with a mortgage, you are strongly advised to find a solicitor on your lender’s panel. At Lockings Solicitors, we are on the approved panels of all main lenders, and we are authorised to represent them in property purchases.
Using a solicitor on your lender’s panel can reduce both the time taken to reach the exchange of contracts and the legal costs. If your conveyancer is not authorised to represent your lender, then the lender might need to ask their own legal team to carry out the necessary due diligence work on their behalf. You would generally be required to pay the costs of this, and there is also a risk that their lawyers might not be able to complete matters as quickly as your own solicitor.
We have many years of experience in handling complex and time-sensitive property purchases. Should complications arise, we always aim to resolve them quickly to avoid delays.
We hold the Law Society’s Conveyancing Quality Scheme accreditation, which recognises that we meet their high standards in the provision of legal advice, client care and risk management.
We offer a FREE initial chat so that you can ask us any questions you may have and discuss the conveyancing process.
If you need to find a solicitor on a lender panel, call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the country in freehold sales and purchases. We also deal with leasehold sales and purchases and newbuild purchases for local properties.
Once you decide which conveyancing solicitor you would like to use, you can call them to ask whether they are authorised by your chosen lender.
At Lockings Solicitors, we are on the lender panel for all major mortgage lenders. If you would like to check whether we can represent your lender, please feel free to ring us.
You can also ask your lender whether your solicitor is authorised by them, although this option could take longer.
If your solicitor is not approved by your lender, then you might be required to change to a different law firm partway through the purchase process. Alternatively, your lender might decide to instruct their own legal team. Both of these options will cause delays and extra expense.
We know that the moving process can be stressful, and we always work to reach the exchange of contracts as quickly as we can. Because we work proactively from the start, onboarding clients as early as possible and taking steps to reduce the time taken in the conveyancing process, we are regularly able to move clients up to three weeks faster than the national average.
We are authorised by all major high street mortgage lenders, meaning that we can carry out the due diligence work they require at the same time as we do this work for you. This both reduces costs and saves time, making the purchase process more streamlined.
If you would like us to represent you, you can pass our details to the bank or building society, and they will send your mortgage offer to us as soon as it is issued.
Property law can be complex, and we will make sure that you have clear, jargon-free advice and a straightforward explanation of any legal issues. If you need to make decisions during the purchase process, we will take the time to talk these through with you, ensuring that you have and understand the information you need.
We are known for the strong level of client care that we provide. We will provide you with regular updates on the progress of your purchase, and make sure that you have as much notice as possible when we need something from you, such as information or your deposit.
It is simple to get in touch with us, and if you ask us to call you back, we will always do so quickly.
Our clients rate us as Excellent and we hold in excess of 900 reviews on Google. Of those questioned, 98% of our clients state that they would recommend our services to their friends and families. We also hold the Law Society’s independent conveyancing accreditation, the Conveyancing Quality Scheme award.
We try to make it as easy as possible for you to deal with us, and we aim to be available as needed. You can deal with us by phone or email or, if you prefer, you can come into one of our offices to deal with us in person.
We offer an outstanding service provided by highly experienced property solicitors, which is great value for money. If you would like a conveyancing quote, call us now, and we will go through all of the figures with you.
We make sure that it is easy to get started with your conveyancing transaction. We offer a simple and secure conveyancing portal that you can use to provide us with some of the preliminary information we will need, such as your identity documentation.
If you have any questions, please take advantage of our free, no-obligation chat, and we will be happy to answer them.
We work proactively from the start to ensure that not only does your purchase get underway promptly, but that momentum is maintained.
You can contact us straightaway if you are considering buying a property, and this will enable us to do some of the preliminary tasks now, so that we are ready to start work as soon as we receive the contract papers from your seller’s solicitor. This can be particularly helpful if you have a related sale, as there are lengthy forms for you to complete. You may also need to locate documentation to accompany them, such as planning consents or guarantees.
You can also obtain a mortgage offer in principle from your chosen lender. This should give you a clear picture of how much you will be able to borrow, and you can also put together the documentation they will need ready for your full application.
Once the transaction is under way, you should have a survey carried out promptly. If it reveals problems, then this will give you plenty of time to arrange for quotes to be done so that you can negotiate an allowance to pay for these.
We stay in close contact with the other parties during the conveyancing transaction. If we have requested further information, we will follow up regularly so that nothing is forgotten or left until the last minute. We will work with the estate agents to ensure that the other parties in the chain are also moving matters forward effectively.
Our conveyancing solicitors have the expertise to resolve issues promptly, avoiding the hold-ups that less experienced property firms may struggle to handle effectively.
If you are looking for conveyancers approved by all main lenders, we will be happy to assist. We offer a prompt and efficient service, and always aim to reach the exchange of contracts without delay.
You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire and York area and beyond.
If you are a customer of Lockings Solicitors and we have contracted with you online you may be entitled to use the EU Online Dispute Resolution (ODR) Platform to assist in resolving any dispute with us. This service can be found at https://ec.europa.eu/odr.
Our email address is welcome@lockings.co.uk
Lockings Solicitors is a trading name of Lockings Legal Services Limited registered in England and Wales company registration number 09244568. Lockings Legal Services Limited is authorised and regulated by the Solicitors Regulation Authority (Main Office SRA ID number 626081). A list of our directors is available for inspection at all our offices. Use the following link https://www.sra.org.uk/solicitors/standards-regulations/
for online access to the current professional rules applicable to solicitors. All calls are recorded for training and quality purposes.
The content on this website is for information only and is not intended to provide specific legal advice to a particular case. Should you require legal advice in relation to your particular situation then please do not hesitate to contact us.
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