Virgin Money conveyancing panel

If you are buying a house with a Virgin Money mortgage, it is important to choose a solicitor on the Virgin Money conveyancing panel. This means that they will be able to represent you in your purchase and also deal with Virgin Money, including providing a report on the legal title and obtaining your mortgage advance when the time comes to complete.

Should your solicitor not be approved by Virgin Money, then you might have to switch to a different conveyancer during the transaction, causing delays. Alternatively, you could be required to pay for the lender to instruct their own legal team.

At Lockings Solicitors, we are approved by the Virgin Money conveyancing panel and can represent you and them in your purchase. We have decades of conveyancing experience and often deal with complex transactions.

We offer a FREE initial chat so that you can ask us any questions you may have about buying a property with a Virgin Money mortgage. Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients locally and across the country in freehold purchases. We also deal with leasehold and newbuild purchases for local properties.

Why use Lockings Solicitors for your house purchase with Virgin Money?

We move you quickly

Moving house can be stressful, and we always focus on reaching the exchange of contracts without delays. We keep in close contact with others in the transaction, including your seller’s solicitor, the estate agent and, if you have a related sale, your buyer’s solicitor.

We will regularly chase any outstanding information that we need and provide information to other parties promptly.

Keeping the pressure on in this way can make a substantial difference to the length of time it takes to complete a conveyancing transaction.

We keep you updated

We understand that you will want to know how your purchase is progressing, and we will provide regular updates throughout, so that you know what stage has been reached and what is likely to happen next.

If we need any information from you, we will give you as much notice as possible and assist as necessary to ensure that we have everything we need.

Should you have questions, we are always happy to take the time to answer them and to talk through any concerns you may have. Our advice and guidance will be clear and in jargon-free English.

We are highly experienced

Our conveyancing solicitors have many years of experience and have handled a wide range of complex situations. This means that if a difficulty arises, we have the expertise to deal with it promptly. Again, this reduces the risk of delays that could occur if a less experienced conveyancer is used, who might be unsure of the best way to resolve a complication.

We are approved by the Virgin Money conveyancing panel

We are approved by the Virgin Money conveyancing panel. This means we can represent them in the transaction, reporting to them on the property and ensuring that their lending criteria are met.

In addition, we are on the panels of approved solicitors for all major high street lenders.

We offer a secure easy-access client portal

Our onboarding process is simple, and we offer the option of a secure client portal that you can use to provide us with the initial documentation we will need, including your identity documents.

We hold Law Society accreditation

We hold the Law Society’s Conveyancing Quality Scheme accreditation, which recognises the high standards we offer in legal advice, client care and risk management.

We are rated as excellent

Our clients rate us as excellent, and we hold 800+ Google reviews. We are regularly recommended by clients to their friends and families.

We offer flexible availability

We know that life is busy, and we always aim to make it as easy as possible for you to contact us. You can deal with us by email, phone, videolink or in person at our offices.

If you need us to call you, we will do so promptly.

Our conveyancing is great value for money

Our conveyancing solicitors are highly experienced, and the service we provide is excellent value for money. If you would like a conveyancing quote, please call us today and we will go through the figures with you, including any additional expenses such as search fees, Stamp Duty and Land Registry registration fees.

Buying a house with a Virgin Money mortgage

If you are thinking of buying a property, you can contact us now and we will let you have the initial paperwork for completion. We can check your identity and ensure that we are ready to start work as soon as you have an offer accepted.

You should give our details to Virgin Money and also to the estate agent once you have a purchase in place.

We will then be sent the contract package by the seller’s solicitors. We will check the information, ask any questions we have, and apply for searches.

Once we have responses together with your mortgage offer, we will be able to go through all of the documentation with you and report to you on any issues that you should be aware of. You can then sign the contract and mortgage deed in readiness.

We will liaise with you as to the completion date and exchange of contracts, and you will need to let us have cleared funds for the deposit. If you are tying in a sale, we can usually use the deposit from this on your related purchase.

When contracts are exchanged, the completion date is set, and we can order your mortgage advance. We will also provide you with a breakdown of the figures, showing the sum we will need from you to complete your purchase.

On completion day, we will notify you as soon as the seller’s solicitor has the money, and you can then contact the estate agent and arrange to pick up the keys to your new home.

Tying in a sale

If you are also selling a property, let us know now, and we will send you the forms that you will need to fill in. These will include a property information form and a fixtures and fittings list. You may need to locate additional items to accompany the property information form, such as guarantees, planning consents and building regulations approvals. By starting work on this now, delays can often be avoided later on, and the transaction will get off to a prompt start.

Contact our accredited Virgin Money conveyancing panel solicitors

If you need an approved Virgin Money conveyancing panel solicitor to represent you in your home purchase, contact us today, and we will be happy to help. We provide a range of services, including property sales and purchases.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire and York area and beyond.