Solicitor On Mortgage Panel

When you buy a property with a mortgage, it is crucial to use a lawyer approved by the lender. Using a conveyancing solicitor on mortgage panels of all main lenders means your purchase will go more smoothly.

At Lockings Solicitors, we are approved to represent mortgage lenders and house buyers. This means we can report to the lender on the legal title of the property and order the mortgage advance directly from them when it is time to complete.

We are highly experienced and routinely deal with all types of conveyancing, including complex and high-value transactions. We have the expertise to resolve complications, should they arise, and ensure that the purchase process goes as smoothly as possible.

As holders of the Law Society’s Conveyancing Quality Scheme accreditation, we adhere to the high standards they require in respect of legal advice, client care, and risk management.

If you are looking for an experienced conveyancing solicitor on mortgage panels of all major lenders, call us today. We are on the approved list of all major mortgage providers, and offer a FREE initial chat so that you can ask us any questions you may have about buying or selling a property.

Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the country in freehold sales and purchases. We also deal with leasehold sales and purchases and newbuild purchases for local properties.

Why use Lockings Solicitors for your house purchase?

We move you up to three weeks faster than the national average – by working proactively throughout the purchase process, following up with other parties regularly, and dealing with issues as soon as they arise, we always aim to complete quickly.

If you want to move without delay, contact us now. Dealing with the first steps straightaway can often help to reduce the time taken to reach the exchange of contracts. Even if you have not yet had an offer accepted, or you are still waiting for a buyer on your related sale, we can let you have the preliminary forms for completion so that we are ready to go as soon as your chain is complete.

We are approved by all main lenders – we are on the mortgage panels of all major high street lenders, as well as many other less well-known lenders. As approved conveyancing solicitors, this means we are trusted by them to do the necessary due diligence work to confirm that the property is sound security for their loan. We can liaise directly with them to report on legal issues and to order your mortgage advance in time for completion.

We are independently accredited and rated as Excellent – as well as holding the Law Society’s Conveyancing Quality Scheme award, our clients rate us as Excellent, and we have over 800 reviews on Google.  98% of our clients surveyed state that they would recommend us to their friends and families.

We keep you updated – we know that you will want to know how your purchase is progressing, and we will provide you with regular information. We will also stay in close contact with the other side’s solicitors and the estate agents so that we are aware of how the rest of the chain is progressing and whether any further information is needed from us.

We have many years of experience – we have the expertise to find solutions should any difficulties arise. This can make a big difference when it comes to avoiding hold-ups. Having a genuine property law expert on your side will give you the peace of mind of knowing that legal issues will be handled both correctly and efficiently.

We provide clear advice – we will explain matters to you in plain, jargon-free English and take the time to discuss any concerns you may have. If you need to make decisions, we will ensure that you have the information and guidance you require.

We are easy to contact – if you need to speak to us, we will always try to be available or, where necessary, call you back promptly. We also have a simple onboarding process that you can use, with the option of providing us with your documentation via our secure online conveyancing portal.

We are happy to contact you in the way that is best for you, including by email, phone, or in person at our offices.

Our services are great value for money – we offer an exceptional service provided by experienced conveyancing solicitors. If you would like a conveyancing quote, call us now. There is no obligation to use us, and we can give you figures for any additional expenses such as search fees and Stamp Duty, so that you know exactly how much your purchase will cost.

We offer a free initial chat – if you have any questions, please give us a call, and we will be happy to answer them.

Why do I need a solicitor on mortgage panel?

When you buy a property with a mortgage, the lender needs to know that it meets their legal and other requirements. They have a panel of solicitors whom they trust to carry out the necessary due diligence work and report to them with confirmation that the property complies with their standards.

If you use a solicitor who is not on your lender’s panel, the lender will need another solicitor to provide them with this confirmation. This means you would either need to switch to a different law firm partway through the purchase process, or your lender would have to instruct their own legal team.

Should the lender use their own lawyers, you will be required to pay for this. It can also slow the process down, as their lawyers will not necessarily go the extra mile to move your transaction along as quickly as possible; they are more likely to deal with cases in order, which could mean delays, as well as the extra expense.

When should I instruct a solicitor for a house purchase?

We always recommend speaking to us as soon as you decide you will be buying somewhere. This allows us to prepare in advance, including verifying your identity and opening a file.

If you are tying in a sale, it is particularly important to instruct a solicitor early on if you want to move quickly, because there are lengthy property information and fixtures and fittings forms for you to complete. You may need to find additional documents to accompany the forms, such as planning consent and guarantees. We can let you have these in advance, so that you have plenty of time to prepare them.

Contact an experienced mortgage panel solicitor

For an experienced conveyancing solicitor on mortgage panels of all major lenders, contact us today.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire and York area and beyond.