Santander solicitor panel requirements

When you buy a home with a Santander mortgage, you need a conveyancer who meets the Santander solicitor panel requirements. At Lockings Solicitors, we are authorised by Santander to represent them in dealing with property purchases.

This means that we can represent you and them together, making for a seamless transaction. We will carry out the due diligence work they require and provide them with the property report that they will need to enable them to send us your mortgage advance in time for completion.

We have many years of experience in dealing with all types of conveyancing, including complex and time-sensitive purchases. The way that we work means that we are able to complete up to three weeks faster than the average national transaction time.

Our clients rate us as Excellent, and we are routinely referred to their friends and families. We also hold the Law Society’s Conveyancing Quality Scheme accreditation.

We offer a FREE initial chat so that you can ask us any questions you may have about purchasing a property with a Santander mortgage.

Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the country in freehold sales and purchases. We also deal with leasehold sales and purchases and newbuild purchases for local properties.

Why do you need a conveyancer who meets the Santander solicitor panel requirements?

When you buy a property with a mortgage, your lender will need confirmation that the house or flat is good security for their loan. This means that they need a solicitor to carry out searches and investigate the property and its legal title, before providing an official certificate confirming that the lender’s criteria are met.

They have a panel of solicitors who meet their standards and whom they are prepared to allow to carry out this work on their behalf. At Lockings Solicitors, we are authorised by Santander, meaning we can provide them with the information they require and certify your property to them.

If you were to choose a conveyancer not authorised by your lender, you might have to move to a different conveyancer partway through the purchase process. Alternatively, the lender could choose to instruct their own legal team. Both of these options will generally result in delays and extra expense.

Why choose Lockings Solicitors for your property purchase?

We move you more quickly than the national average conveyancing speed

We know that once you find the right property, you will probably want to move quickly. Conveyancing times can be lengthy, but we have strategies for reducing this, and we are often able to move our clients up to three weeks faster than the national average.

Ways in which we minimise the conveyancing time include:

• Following up on requests for information regularly, to avoid queries being forgotten
• Keeping in close contact with other parties, including estate agents, your seller’s solicitor, and, where relevant, your buyer’s solicitor
• Working with clients from an early stage, including setting a file up before an offer is accepted, so that we can start work immediately once a chain is in place and contract papers are received from the seller’s solicitor
• Where a client has a related sale, providing the client with the property information form and fixtures and fittings list early on, giving them plenty of time to complete these before a buyer is in place
• Giving clients plenty of notice of upcoming events, for example, when we will require the deposit, so that cleared funds are in place when needed
• Always ensuring we use experienced conveyancing solicitors who know exactly how to handle complications promptly and effectively, should any arise. Using a firm that employs less experienced conveyancers can mean that difficulties are not dealt with, and there is a high risk that a transaction could fall through, either because of delays or because of an inability to solve problems
• Dealing with correspondence and requests straightaway, including raising initial enquiries and applying for searches as soon as the contract package is received from the seller’s solicitor
• Identifying any hold-ups and bringing these to the attention of the relevant parties, for example, if you have a related sale and the solicitors are slow to respond to us, we can act on this, involving the estate agent where necessary, to ensure progress is made before delays become a major issue

We have the expertise to handle complications effectively, avoiding delays

Our team members are all highly experienced and routinely deal with a full range of complex legal issues. Should difficulties arise in your purchase, we will have the understanding to tackle these and will do so at once. This can drastically reduce the risk of a transaction falling through.

We are on the authorised panels of all major high street lenders

We meet the Santander solicitor panel requirements, and are also on the authorised panels of all main high street mortgage lenders. This means we can represent you alongside your lender, avoiding hold-ups.

We provide clear and pragmatic advice

We know that property law is not always easy to understand, and we will make sure that we provide clear explanations. Where necessary, we will talk matters through with you, ensuring that you have the advice and guidance you need to make informed decisions.

We are known for our excellent service

We have a reputation for outstanding service, and our clients rate us as Excellent, with 98% of those questioned saying that they would recommend us to their friends and families.

We are easy to contact and provide regular updates

We will keep in touch with you throughout your purchase, providing you with updates and letting you know as soon as we need anything from you. You will find us easy to contact and, if you ask us to call you, we will do so without delay.

We offer a secure online conveyancing portal

Our onboarding process is simple, and we have a secure online conveyancing portal that you can use to let us have some of the documentation that we will need to deal with verification of your identity.

We are independently accredited by the Law Society

We hold the Law Society’s Conveyancing Quality Scheme award. This confirms that we meet their high standards in providing good quality legal advice, robustly managing risk, and offering an excellent client service.

Our services are great value for money

Our conveyancing service is provided by experienced property solicitors and is great value for money. We offer a no-obligation conveyancing quote, and we can include any additional costs such as search fees and Stamp Duty, so that you have a clear picture of the overall figure for buying your property.

We offer a free initial conversation

If you have questions at this stage, or you would like to get a head start on your property purchase to minimise the time taken to complete, call us today. We offer a free initial chat, so that you can ask us anything.

Contact us if you need a solicitor who meets the Santander solicitor panel requirements

If you are looking for an experienced conveyancer who meets the Santander solicitor panel requirements, call us today.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire and York area and beyond.