NatWest conveyancing panel

When you buy a house with a NatWest mortgage, you need to choose a solicitor who is able to represent you and the bank. At Lockings Solicitors, we are NatWest conveyancing panel solicitors, approved to represent both you and NatWest in a property purchase.

Complications will arise if your solicitor is not on the NatWest conveyancing panel, as they will need to instruct their own lawyers at extra expense to you, or you will need to move solicitors partway through the transaction, which will cause a delay.

By using our conveyancing service, you can be sure that NatWest will have the information they need from solicitors approved by them. Our conveyancing solicitors have many years of experience and a sound understanding of the documents that need to be provided in order for matters to proceed smoothly.

We offer a FREE initial chat so that you can ask us any questions you may have about buying a property with a NatWest mortgage. Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the country in freehold purchases. We also deal with leasehold and newbuild purchases for local properties.

Why choose Lockings Solicitors?

We move you quickly

Choosing experienced conveyancing solicitors gives you the best chance of moving quickly. At Lockings, we have the legal expertise necessary to deal with any complications or legal difficulties that may arise.

We know that you probably want to move promptly, and throughout the transaction, we will keep in close contact with the other parties, including your seller’s solicitor, the solicitor in your related sale, if you have one, and any estate agents. By staying in touch, we can check that they have the information they need and that they are taking steps to obtain any paperwork needed by us. We will ensure that matters are being progressed, so that there are no last-minute delays because something has been overlooked.

As well as working proactively, we are familiar with the requirements of NatWest, so we will ensure that they have the documents they need from us in order to complete your mortgage.

We are on the NatWest conveyancing panel of approved solicitors

Using solicitors approved by NatWest is essential if you are obtaining a mortgage with them. We are approved by the NatWest conveyancing panel and are also on the approved panels of all other major high street lenders.

This means that we can represent you and NatWest in your purchase, avoiding the need for them to have their own legal representation at extra expense to you.

We provide regular updates

We know that moving house can be stressful and that you will want to know how the transaction is progressing. We always provide regular updates so that you know what stage has been reached and whether we need any information from you.

We offer a secure easy-access client portal

When you provide us with the initial information we need, you will have the option of using our secure conveyancing portal. This allows you to let us have the necessary documentation securely, and when convenient for you.

We have independent accreditation

We hold the Law Society’s Conveyancing Quality Scheme accreditation, which recognises the fact that we provide an excellent standard of legal advice, as well as good client care and strong risk management.

We are rated as excellent

Lockings Solicitors are rated as excellent, and we hold in excess of 750 reviews on Google from satisfied clients. Our clients often return to us over the years when they move house and routinely recommend us to friends and family members.

We provide great value for money

Our conveyancing solicitors are all highly experienced, and our service represents great value for money. If you would like a no-obligation quote for the conveyancing costs, contact us today and we will be happy to go through them with you, to include any necessary expenses such as search fees and the Land Registry’s fee for registering your ownership of the property.

We offer flexible availability

We know how important it is for you to be able to contact us easily and deal with us in the way that you want. We are happy to work with you by email, over the phone, by videochat or in person at one of our offices.

If you call to speak to us and your solicitor is not available, we will always make sure your call is returned promptly.

Buying a property with a NatWest mortgage

If you are buying a property with a NatWest mortgage and you would like us to represent you, contact us as soon as you like, and we can put the foundations in place so that we are ready to start work when you have an offer accepted.

We will start by verifying your identity and letting you have the initial paperwork to complete. You can pass our details to NatWest, and they will let us have your mortgage offer once it is available. When you find a property to buy, give our information to the estate agent and they will pass this to the seller’s solicitor so that they can let us have the contract papers.

Once we have these, we will go through them in detail, raising enquiries as necessary, and apply for searches, including a local search and drainage search.

When we have all of the information we have asked for, along with your mortgage offer, we can go through everything with you and make sure you are happy to proceed. You can then sign the contract and mortgage deed. The contract will only be legally binding once contracts are exchanged.

You will need to let us have cleared funds for the deposit, usually 10% of the purchase price, prior to the exchange. If you are tying in a sale, we can usually use the deposit from this. We will agree on a completion date with you, then contracts can be exchanged, making the transaction binding and setting the completion day.

We will carry out the final checks and order your mortgage advance. We will give you a full breakdown of the amount you will need to let us have to complete your purchase.

On the day of completion, we will send the money to the seller’s solicitor and let you know as soon as they confirm to us that it has been received. You will then be able to liaise with the estate agent to arrange the collection of the keys to your new home.

Following completion, we will register your purchase and the NatWest mortgage at the Land Registry.

Tying in a sale

If you will also be selling a property, you can let us know now and we will send you some forms to fill in in readiness. These will include a detailed property information form and a fixtures and fittings list. You may need to locate documents to accompany the property information form, such as planning consents and guarantees, so by dealing with this now, everything will be ready when you find a buyer.

We can also carry out the initial work in verifying your identity and opening a file in readiness.

Contact our accredited NatWest conveyancing panel solicitors

If you need approved NatWest conveyancing panel solicitors for a property purchase, contact us today and we will be happy to help. We provide a range of services, including property sales and purchases.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire and York area and beyond.