If you are taking out a Co op mortgage to buy a property, you should choose a solicitor on the Co op conveyancing Panel. This ensures that your solicitor can represent you and your lender. At Lockings Solicitors, we are members of the Co op conveyancing panel and are approved by them to deal with purchases on their behalf.

If you use a solicitor who is not on the Co-operative Bank conveyancing panel, you will either need to switch solicitors partway through, which is likely to cause a hold-up, or Co op will need to use their own solicitors as well at additional expense.

At Lockings Solicitors, we are accredited by the Law Society’s Conveyancing Quality Scheme. This certifies that we have achieved high standards in the provision of legal advice, risk management and client care.

We are exceptionally experienced at dealing with property transactions, including complex and high value purchases, and we have the expertise to deal promptly and effectively with any complications that may arise. We deal with a range of property matters, including sales and purchases as well as local leasehold and new build transactions.

We offer a FREE initial chat so that you can ask us any questions you may have about buying a property with a Co op mortgage. Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients locally and across the country.

Why choose Lockings Solicitors for your purchase?

We are members of the Co op conveyancing panel

As members of the Co-operative Bank conveyancing panel, we can deal seamlessly with your lender on your purchase. We will provide them with the information they need and certify to them that your property is good security for their loan. When we are ready to complete, we will be able to arrange for them to send us your mortgage advance.

We are also on the approved lending panels of all other major high street lenders.

Online conveyancing portal

We have a secure online conveyancing portal that you can use to provide us with the details that we will need at the start of your transaction. This means you can let us have the information safely and in your own time, so that we can start work on verifying your identity and opening a file.

If you prefer to deal with us in another way, such as in person or by email, we are always happy to do that, ensuring that you can go through your conveyancing transaction in the way that is easiest for you.

We move you quickly

Our property solicitors have many years of experience in handling conveyancing, including dealing with difficult transactions. This means that if a problem arises, we will know exactly how to tackle it, and we will move to do this without delay.

We will always work proactively to move your purchase forward. Where necessary, we chase up other parties, such as sellers’ solicitors, lenders, search providers and estate agents, to check that everyone else is also progressing matters.

This way of working means that we are able to reach completion more quickly than would otherwise be the case.

Clear advice and expert guidance

We will make sure that our advice and guidance to you is clearly presented and that you understand the legal implications of your purchase. We are always happy to talk through any issues and answer questions.

Responsive solicitors and regular updates

Our property team members are easy to contact, and if you ask us to call you back, you can specify a time that suits you and expect to hear from us promptly. We will provide you with updates as your purchase progresses so that you are never left wondering what stage has been reached. We will also make sure that you know what is due to happen next, and we will let you know as soon as we need any information or paperwork from you.

Rated as Excellent

We are rated as Excellent and hold 700+ Google reviews from satisfied clients, who also regularly refer us to their friends and families.

Value for money

We provide excellent value for money, with competitive pricing and an exceptionally strong client service. We will let you have a conveyancing quote at the outset, and this will include our conveyancing costs as well as any additional expenses such as search fees, Stamp Duty and the Land Registry’s fee for registering your purchase.

Buying a house with a Co op mortgage

If you would like us to represent you in your purchase with a Co op mortgage, call us today and we will let you have the initial paperwork for completion.

You can also give our details to the estate agent so that they can pass them on to the seller’s solicitor and to the Co-operative Bank, who will send us your mortgage offer as soon as it is issued.

As soon as we have the contract package from the seller’s solicitor, we will start working on checking the legal title, raising enquiries with the seller’s solicitor, and applying for searches.

When we have your mortgage offer and all of the information we need in respect of the property, we can report to you and obtain your signature on the contract and mortgage deed. We will then be ready to exchange contracts, and we will liaise with you and your seller’s solicitor to agree on a date for completion.

On exchange of contracts, the completion date is fixed and we will pay your deposit to the seller’s solicitors.

Following the exchange of contracts, we will arrange for the Co op Bank to send us your mortgage advance and you can let us have any balance of money needed for the purchase. On completion day we will ring you to let you know as soon as everything has gone through so that you can arrange to collect your keys from the estate agent.

Contact our Co op conveyancing panel solicitors

If you need solicitors on the Co-operative Bank conveyancing panel for a purchase, contact our property team today and we will be happy to help. Pass on our details to the bank so that they can send us your mortgage offer as soon as it is issued.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire area and beyond.