When you take out a mortgage, you need to work with a solicitor that is approved by the relevant lender. At Lockings Solicitors, we are on all major lenders’ panels, including Atom Bank conveyancing panel. This means that we can represent both you and Atom Bank in a purchase.

It is important to choose a conveyancing solicitor who is approved by your lender, or they will have to use their own lawyer at extra expense to you or you will have to switch to a different conveyancer partway through the transaction which is tricky and can cause delays.

Our property team members are highly experienced and offer an exceptional conveyancing service. We deal with all types of transactions, including purchases and sales as well as local leasehold and new build transactions.

We offer a FREE initial chat so that you can ask us any questions you may have about buying a house with Atom Bank. Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients locally and across the country.

Why choose Lockings Solicitors?

Expertise – our property team members have worked in the sector for many years and are exceptionally capable. If difficulties should arise, they have the skill to deal with them promptly, avoiding delays.

We move you faster – we work proactively to move a transaction forward quickly and deal with problems effectively.

Atom Bank approved – we are approved by Atom Bank to represent them in property purchases, meaning we can work for both them and you in the transaction. This will streamline matters and avoid additional costs.

Clear, jargon-free advice – we know that conveyancing can seem complicated and we always aim to provide a straightforward explanation of the process and give you clear advice. We are always happy to talk through any concerns you may have and answer your questions.

Regular updates – we won’t leave you wondering what stage your purchase has reached; instead, we will provide you with updates as your transaction progresses. If you want to contact us, you will find us easy to reach.

Excellent value for money – our conveyancing costs are competitive and represent excellent value for money. If you would like a conveyancing quote, call us today and we will be happy to provide you with one.

Law Society accreditation – we hold the Law Society’s Conveyancing Quality Scheme accreditation. This recognises our legal skill, good service standards and strong risk management.

Sustainability and diversity – we take these issues seriously and are continuously working to improve in both areas.

Rated as excellent – we have 700+ Google reviews from satisfied clients

Easy onboarding process – we offer a simple process to get you started, including the option of using our secure online portal to provide us with the information we need to start work.

We will work with you in the way that suits you – we can deal with your property purchase by way of email, videolink, telephone call or in-person at one of our offices – whichever method works best for you. We have flexible availability and if you ever need us to call you back, you can specify when you would like to hear from us.

Buying a house with an Atom Bank mortgage

If you are purchasing a property with an Atom Bank mortgage, you should choose a solicitor on the Atom Bank conveyancing panel. If you would like us to deal with your transaction, give us a ring and we will let you have the initial information you will need.

We can guide you through the onboarding process, checking your identity and opening a file so that we are ready to go ahead as soon as we receive the contract papers from the seller’s solicitor.

As soon as you have an offer accepted, you should give our details to the estate agent, who will pass them on to the seller’s solicitor. You should also tell Atom Bank that we will be representing you so that they can send us the mortgage offer when it is ready.

When the contract package is received, we will go through all of the information and ask the seller’s solicitor any questions that we have. We will apply for the necessary searches.

Once we have replies to our enquiries, search results and your mortgage offer, we will be able to give you a report on the property. We will then obtain your signature on the contract and mortgage deed, and you can let us have your deposit ready to exchange contracts. If we are tying in a sale, the deposit from that transaction can be used.

We will discuss completion dates with you, then liaise with the seller’s solicitor to exchange contracts. Once this is done, the completion date is set and we will order your mortgage advance and let you know how much we will need from you in cleared funds.

On the day of completion, we will ring you as soon as your purchase is finalised, and you can contact the estate agent to collect the keys to your new home.

We will then arrange for the property to be registered in your name at the Land Registry.

Tying in a sale

If you are also selling a property, we can start work on that straightaway. If you ring to give us the property details, we can provide you with the initial forms to fill out. These include property information and fixtures and fittings forms.

We can open a file and verify your identity and once we have the property information forms from you, we will be ready to issue the contract package to your buyer’s solicitor as soon as you accept an offer. Being ready to go ahead promptly can reduce the time taken to reach exchange of contracts, as the buyer’s solicitor will be able to requisition searches as soon as they receive the initial papers from us.

We will then deal with both of your transactions together, working to avoid delays and ensure that both your sale and purchase are ready to exchange promptly.

Contact our Atom Bank conveyancing panel solicitors

If you need solicitors on the Atom Bank conveyancing panel, contact our property team today and we will be happy to help. You can tell Atom Bank that we will be representing you and they will send us your mortgage offer once it is ready.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients locally and across the country.