If you are taking out a Metro Bank mortgage, you need a conveyancing solicitor who is approved to act for them. At Lockings Solicitors, we are on the Metro Bank conveyancing panel, and are also accredited by the Law Society’s Conveyancing Quality Scheme.

You could face complications in your purchase if your solicitor is not approved by Metro Bank, as they will either have to instruct their own legal team or you would have to switch to a different conveyancer. We are able to represent both Metro Bank and you in your purchase transaction, ensuring that the process goes smoothly.

We have the expertise to handle difficulties effectively and always aim to avoid delays. We know that you will probably want to move quickly, and we keep in contact with other parties in the transaction to ensure matters are progressing promptly.

We offer a FREE initial chat so that you can ask us any questions you may have about buying a property with a Metro Bank mortgage. Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our contact form and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the country in freehold purchases. We also deal with leasehold and newbuild purchases for local clients.

Choosing Lockings Solicitors for your conveyancing

Clients choose to return to us and to recommend us for several reasons, including:

Clear advice – property law is not always straightforward. We will take the time to explain matters to you and answer your questions, ensuring that our advice is jargon-free so that you can make informed decisions where necessary.

Great value for money – our highly experienced conveyancing solicitors offer excellent value for money. For a comprehensive conveyancing quote, contact us today.

Independent accreditation – we hold the Law Society’s Conveyancing Quality Scheme accreditation. This recognises our high levels of client service, provision of legal advice and risk management.

Legal expertise – we have the experience to move you quickly, resolving legal complications without delay and working proactively until the exchange of contracts is achieved.

Regular updates – we will keep you notified as to progress of your transaction so that you always know what stage has been reached and what information we need from you. We will explain what needs to happen next and give you as much notice as possible of exchange of contracts.

Sustainability and diversity – we are always working to maintain and improve our focus on these important areas.

Flexible availability – we know that life is busy and we always aim to fit in with your schedule. You can deal with us in the way that works best for you, including by email, phone, videolink or in person at one of our offices.

Excellent ratings – we have over 750 reviews from happy clients and are routinely recommended to our clients’ friends and families.

Simple onboarding process – we will get your transaction off to a quick start, offering a secure and easy-to-use conveyancing portal to allow you to provide us with the information we need from you.

Approved members of the Metro Bank conveyancing panel – we are approved by Metro Bank to represent them in property purchases. We are also approved by all other high street lenders.

Buying a propery with a Metro Bank mortgage

You can speak to us as soon as you decide you want to purchase a property and we will start the process of opening a file and verifying your identity, providing you with the necessary forms to fill in. You should also give our details to Metro Bank so that they can send the mortgage offer to us when it is available.

Once you have an offer accepted you can pass our details to the estate agent. They will forward these to the seller’s solicitor who will send us the contract papers.

We will apply for searches and go through all of the documentation, sending a list of questions to the seller’s solicitor.

Once we have all of the information and search results along with your mortgage offer, we will go through everything with you to make sure that you are happy to proceed. You can sign the contract and mortgage deed and let us have your deposit.

We will agree on a completion date with you and the seller’s solicitor, then contracts will be exchanged and your deposit paid. At this stage, the completion date becomes binding and we will be able to order your mortgage advance.

You will need to let us have the balance of purchase money, if any, in time for completion. On the completion day we will ring you as soon as the seller’s solicitor has the funds and you can arrange to collect your keys from the estate agent.

Following completion, we will arrange for your ownership of your new home to be registered with the Land Registry.

Tying in a sale

It is often necessary to tie in a sale. If you will be selling at the same time, let us know as soon as possible and we will let you have the property information and fixtures and fittings forms to be filled in. Getting off to an early start can reduce the time taken to reach exchange of contracts.

We can carry out the initial work in advance, including verifying your identity and opening a file, so that we are ready to send out the contract papers as soon as a buyer is in place.

Requesting a conveyancing quote

We are happy to provide a full conveyancing quote so that you know exactly how much to budget for. We will include any additional expenses such as search fees, Stamp Duty, where applicable, and the Land Registry’s fee for putting the property into your name.

If you would like a no-obligation quote, call us today and we will go through the figures with you.

Our pledge to you

If you ask us to represent you, we guarantee the following:

• Clear communication, giving you explanations and information in straightforward language
• Clear price guarantee, ensuring you have a full list of the fees and expenses at the outset
• Flexible availability, making it as easy as possible to speak to us
• A free initial chat, giving you the opportunity to ask any questions you may have

Contact our approved Metro Bank conveyancing panel solicitors

If you need approved Metro Bank conveyancing panel solicitors to represent you in a property purchase, contact us today and we will be delighted to help. We provide a range of services, including property sales and purchases.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our contact form and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire area and beyond.