If you are purchasing a property with a mortgage, you need to use a solicitor approved by your lender. At Lockings Solicitors, we are accredited by the Law Society’s Conveyancing Quality Scheme and are on the Halifax conveyancing panel of approved conveyancers as well as the panels of all other major high street lenders.

This means that we can represent both you and the Halifax or other lender in your purchase. If you were to use solicitors who are not on your bank’s conveyancing panel, this is likely to cause difficulties. You will either need to change solicitors partway through the transaction or your lender would need to instruct their own conveyancer and you would be required to pay for this as well as your own legal fees.

At Lockings Solicitors, we have been representing house purchasers for many years, both locally and nationally. We have the experience to deal with problems, should any arise, and also are known for working proactively to move matters forwards and avoid delays wherever possible.

We offer a FREE initial chat so that you can ask us any questions you may have about buying a property with a Halifax mortgage. We deal with freehold property purchases nationwide as well as local leasehold and newbuild purchases. Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the country.

Why instruct Lockings Solicitors to deal with your purchase?

High level of expertise – we routinely deal with a wide range of property purchases, including complex and high-value transactions. We have a sound understanding of the legal issues that might arise and we know how to resolve them effectively.

Using solicitors with genuine expertise reduces the risk of a transaction stalling or falling through. Where necessary, we work creatively to find solutions to the most difficult obstacles.

Regular communication – we know that moving can be stressful and that you will want to be updated regularly as to progress. If you ask us to represent you, we will ensure that you know what stage has been reached and that we are easy to contact. We will let you know promptly if we need any information or paperwork from you and we will always take the time to discuss any concerns you may have.

We also stay in close communication with other parties in the chain, including your seller’s and buyer’s solicitors and the estate agents. In this way, we are able to identify what issues might be stalling a transaction and push other parties where necessary to ensure they are also working effectively to progress matters.

On the Halifax conveyancing panel – our solicitors are approved by Halifax to represent them in conveyancing transactions, meaning a smoother transaction for you. We also make that we are on the approved lending panel of all major high street lenders.

Independent accreditation – we hold the Law Society’s Conveyancing Quality Scheme accreditation. This confirms that we meet their high standards and expectations in respect of issues such as provision of expert legal advice, risk management and client service standards.

Sustainability and diversity – we work continuously to improve our sustainability and diversity and recognise the importance of keeping this at the forefront of all that we do.

Straightforward onboarding process – we will represent you in the way that suits you best. This could be by email, phone or in person at one of our offices. We offer a secure online conveyancing portal that our clients often choose to use to provide us with the information we need at their convenience.

Excellent ratings – we hold over 700 reviews on Google from satisfied clients, and we are routinely recommended by existing clients to their friends and families.

Outstanding value for money – our service is both competitive and great value for money. If you would like a complete quote for conveyancing costs for a house purchase, call us today and we will talk you through the legal fees for conveyancing as well as any associated expenses such as Stamp Duty, search fees and the Land Registry’s fee for registering ownership.

The house-buying process

If you would like us to represent you in the purchase of a property, give us a ring and we will talk you through the initial stages and let you have the initial forms to fill in.

You can give our details to both the estate agent and your mortgage lender. The estate agent will send us details of your purchase and the seller’s solicitors once you have had an offer accepted. The mortgage lender will send us your mortgage offer when they issue it.

As soon as you have filled in the forms and we have the estate agent’s details of the seller and their conveyancer, we will be able to start work. We will request the contract papers from the seller’s solicitor, and once we have these, we will apply for searches.

We will go through all of the information in detail, including the legal title, the seller’s property information forms and the search results. We will send a list of enquiries to the seller’s solicitor to be answered.

When we have satisfactory replies to these enquiries along with your mortgage offer, we will report to you on the property, drawing your attention to anything of note.

This is the point at which you will sign the contract and the mortgage deed and let us have your deposit, usually 10% of the purchase price. If you are tying in a sale, we can generally use the deposit from this.

We will work with you and the other parties to agree on a date for completion and then exchange contracts. Exchange is the point at which the agreement to purchase becomes legally binding. We can then order your mortgage advance.

On the completion day, we will send the balance of the purchase price to your seller’s solicitor and let you know as soon as they receive it. They will authorise the estate agent to release the property keys to you as soon as they are available.

Following completion, we will arrange for the registration of your ownership and the mortgage with HM Land Registry.

Contact our accredited Halifax conveyancing panel solicitors

If you are buying a house with a Halifax mortgage and are looking for approved Halifax conveyancing panel solicitors, our team will be happy to help. We deal with property purchases across the country as well as local leasehold and newbuild conveyancing.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire area and beyond.