If you are taking out an Accord mortgage to buy or remortgage a property, it is advisable to appoint a solicitor approved by this lender. At Lockings Solicitors, we are on the Accord conveyancing panel, meaning that we can act for both you and Accord Mortgages in your purchase or remortgage.

If you do not use a solicitor on the Accord conveyancing panel, the lender will need to use their solicitor at extra expense, or you will need to switch to use a solicitor approved by Accord Mortgages. Switching can complicate matters and cause delays in your purchase or remortgage.

Our property solicitors have many years of experience in dealing with property purchases and remortgages. We hold the Law Society’s Conveyancing Quality Scheme accreditation, which recognises both our legal expertise and the strong level of client care we provide.

We offer a FREE initial chat so that you can ask us any questions you may have about buying or remortgaging a house. Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire and York area and beyond.

Why choose our conveyancing solicitors for your purchase or remortgage?

We have a reputation for excellence – Our conveyancers have an outstanding reputation for dealing with purchases and remortgages and our clients routinely recommend us to their friends and families.

We are on the Accord Mortgages conveyancing panel – If you will be taking out a mortgage with Accord Mortgages, you should use a law firm on the Accord conveyancing panel. We are approved by Accord Mortgages to deal with all purchases and remortgages involving Accord.

We have a high level of legal knowledge – This means that we are able to take on complex and challenging transactions. The skill of our team members means that should difficulties arise, we know how to deal with them.

We work proactively – We know that you will probably want to complete your purchase or remortgage as soon as possible. We always aim to keep a transaction moving forwards, chasing up information where necessary and dealing with matters without delay.

Our advice to you will be clear and jargon-free – Conveyancing can seem complicated and the information provided in legal titles and other documents is not always straightforward. Our conveyancers excel in ensuring that our clients understand everything and we are always happy to take the time to explain matters clearly and to answer your questions.

We are easy to contact and will stay in touch with you – It will be important to you to know exactly where we are in your transaction and what needs to happen next. We will provide you with regular updates and let you know as soon as we require anything from you. We are also easy to contact and responsive should you have any concerns.

We offer a smooth onboarding process – When you instruct us, we will guide you through the process of becoming a client. You can choose how you wish to communicate with us, including by using our secure online portal to provide us with the information we need.

We are rated as Excellent by Google – We have 700+ reviews provided by satisfied clients.

We are constantly working to improve sustainability and diversity – As a firm we take this seriously and keep these important areas under regular review.

We offer excellent value for money – Our service represents exceptionally good value, and we will ensure that you have a comprehensive quote at the outset of any transaction. This will include any additional expenses, such as Stamp Duty, search fees and the Land Registry’s fee for registering your purchase so that there are no nasty surprises later on. If you would like a conveyancing quote or remortgage quote, call us today, and we will be happy to provide one.

We move you faster – We have the experience to resolve complications promptly and we always aim to move a transaction forward as quickly as possible. We know that you will probably want to reach exchange of contracts without delay or complete your remortgage as soon as you can. Our team will stay in close contact with you and the other parties with the intention of finalising matters swiftly.

Buying a house

If you are buying a property and you would like us to represent you, contact us now and we will let you have the initial paperwork for completion. This can help a transaction off to a strong start as we will be able to do some of the work upfront, including verifying your identity and opening a file.

This means that as soon as we receive the contract papers, when you find somewhere to buy, we will be able to start work by going through them and ordering searches.

Once you have had an offer accepted, you can finalise your application with Accord Mortgages and give them our details as your solicitor. Because we are on the Accord conveyancing panel, they will be able to send us your mortgage offer as soon as they approve your application.

When we have the mortgage offer and all of the property information, including search results, we can go through the documents with you and make sure you are happy to proceed.

We will let you know how much you will need to provide by way of a deposit, which is paid when contracts are exchanged. If you are tying in a sale, we can deal with this as well and use the deposit from your sale for your purchase.

A date for completion will be agreed and contracts can then be exchanged. At this point, the completion date is set. We will order your mortgage advance and let you know how much we will need from you for completion.

On the day of completion, we will send the balance of money to the seller’s solicitor and let you know once this has been received. You will then be able to speak to the estate agent to arrange to collect the keys.

Remortgaging a property

If you are remortgaging your home with Accord, you should use a solicitor on the Accord Mortgages conveyancing panel. Our team are approved by Accord and can represent you throughout your mortgage transaction.

You can provide our details to Accord Mortgages and they will arrange for your mortgage offer to be sent to us when it is issued. If you contact us at the same time, we will let you have the forms we will need you to complete.

We will obtain a copy of the legal title to your property and arrange search indemnity insurance, which means that searches will not be necessary.

Once we have a mortgage redemption statement from your existing lender, we will be able to give you a breakdown of the amount we will need from you to complete or the amount that will be payable to you on completion.

If you have any questions about the process or you would like us to represent you in an Accord remortgage, call us today and we will be delighted to help.

Contact our Accord Mortgages panel solicitors

If you need solicitors on the Accord Mortgages conveyancing panel, contact our property team.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire and York area and beyond.