West Brom Solicitor Panel

When you buy a property with a mortgage, it is important to use a conveyancer approved by your lender. At Lockings Solicitors, we are on the West Brom solicitor panel, and we are authorised by them to handle mortgages and property purchases on their behalf.

By using a conveyancer on your lender’s panel, you have the best possible chance of a streamlined transaction. If West Brom or your chosen lender has not authorised your solicitor, extra work would be needed. For example, you might be advised to change law firms, or your lender might decide to use their own legal team. Both options will result in delays and additional expenses.

We are also accredited by the Law Society’s Conveyancing Quality Scheme. We have many years of experience and routinely handle complex transactions and meet tight deadlines for our clients.

The way that we work, including by following up matters regularly and chasing outstanding information as needed, means we are able to complete transactions promptly, often exceeding the national average conveyancing time by up to three weeks.

We offer a FREE initial chat so that you can ask us any questions you may have about purchasing a property with a West Brom loan.

Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the country in freehold sales and purchases. We also deal with leasehold sales and purchases and newbuild purchases for local properties.

Why choose Lockings Solicitors for your property purchase?

We move you quickly

We know that once you find somewhere to buy, you will want to move promptly. We always aim to eliminate delays by keeping in close contact with the other parties involved in your transaction and by chasing outstanding information as needed. We respond to correspondence promptly, ensuring that no-one will be unnecessarily waiting to hear from us.

We encourage clients to speak to us early on, once they decide to move house, so that the initial paperwork can be dealt with upfront. This is particularly important if you will have a related sale. We can provide you with the property information form and fixtures and fittings list to complete, and you will then have plenty of time to find any additional documents that are needed, such as guarantees or planning permissions.

We have a high level of legal expertise

All of our team members are extremely experienced and, should your purchase run into difficulties, we will know how to resolve these. We will take prompt action, avoiding lengthy delays which could have the potential to derail your purchase.

If you were to use a less capable conveyancer, then they might not be able to find a solution to legal complications, or they could take too long to deal with matters. There is a risk that your purchase would fall through if others in the chain feel that real progress is not being made.

We are on the West Brom solicitor panel

We are authorised by West Brom to represent them in purchase and mortgage transactions. This means that we can carry out the due diligence work they will require alongside the work we are doing for you, ensuring the process goes smoothly.

They will require us to look at issues such as the legal title, property information and search results, and to sign a certificate confirming to them that the property meets their lending criteria. Once we have done that, they will be happy to forward your mortgage advance to us when the time comes to complete.

We hold independent accreditation

The Law Society has awarded us its Conveyancing Quality Scheme accreditation, which confirms that we offer high quality legal advice, strong risk management and good client care.

We have an excellent reputation

Our clients rate us as Excellent, and we have in excess of 900 reviews on Google. Of the clients questioned, 98% say that they would recommend us to their friends and families, and they routinely do so.

We are easy to contact and provide regular updates

We know that you will want to know how your purchase is progressing, and we will make sure that you are updated at regular intervals and that you know what stage has been reached. If we need anything from you, such as your deposit or replies to enquiries from your buyer, we will let you know straightaway.

You will be able to contact us easily, and if you need us to call you back, we will do so promptly.

We provide clear legal advice

Our legal advice will be clear and pragmatic, and we will ensure that you have the information you need to make any necessary decisions. We know that property law can be complex, and we are always happy to talk matters through, so that you have the advice and guidance you need.

We have a simple onboarding process

If you would like to instruct us, you will find it easy to get the ball rolling. Simply give us a call, and we will let you know how our onboarding process works. We have a secure online conveyancing portal that you can use, if you wish, to provide us with some of the information we will need, such as your identity documentation.

Our services are great value for money

Our services are provided by expert conveyancing solicitors and represent excellent value for money. If you would like a quote for conveyancing costs, to include any additional expenses such as Stamp Duty, feel free to call us, and we will go through the figures with you.

We offer a free initial chat

We know that you may have questions about the conveyancing process, and we offer a free, no-obligation chat so that you can ask us anything.

How long does the conveyancing process take?

The time taken to complete a property purchase can vary widely, depending on several factors. Generally speaking, a longer chain often takes longer to complete, because more individuals need to be ready.

Issues that have the potential to cause delays include:

• Not instructing a solicitor promptly at the start
• Not instructing a surveyor promptly once your chain is complete
• Issues revealed on the survey that need quotes for work to the property and negotiation over an allowance on price
• Legal problems with the property title, particularly if an inexperienced conveyancer is struggling to resolve them or is not sure how to proceed
• A delay in a mortgage offer being issued
• A conveyancer who is not on the lender’s mortgage panel, meaning a lender is using their own legal team, as these often have heavy workloads and work relatively slowly

Contact a West Brom solicitor panel team member

If you are looking for an experienced conveyancer on the West Brom solicitor panel, call us today.

You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire and York area and beyond.