When you buy a property with a mortgage, it is important to choose conveyancers approved by your lender. At Lockings Solicitors, we are on the Vida Homeloans solicitor panel, meaning we can represent both you and Vida Homeloans in your property purchase.
By choosing solicitors authorised by your lender, you can avoid potential delays and additional expense. This is because using an unauthorised conveyancer means you would either have to switch to a different lawyer partway through your purchase, or your lender would need to instruct their own legal team, passing on the cost of this to you.
Our conveyancing solicitors are also highly experienced, meaning we can deal effectively with complications. Having lawyers with the ability to resolve legal problems is crucial if you want to avoid delays.
If you are looking for conveyancers on the Vida Homeloans solicitor panel, call us today. We offer a FREE initial chat so that you can ask us any questions you may have about buying or selling a property. Call us on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the country in freehold sales and purchases. We also deal with leasehold sales and purchases and newbuild purchases for local properties.
We know that you will want to reach the exchange of contracts promptly, and we always work proactively to keep matters progressing. Where necessary, we will chase other parties, such as your seller’s solicitor, the estate agent, and, if you have a related sale, your buyer’s solicitor, to ensure they are on track and to follow up on any outstanding issues.
We deal with correspondence straightaway and always do everything possible to move transactions forwards efficiently.
Our property team members are exceptionally experienced. Should a legal difficulty arise, we will know how to resolve it and will take action to do so without delay. This can make a big difference to the time taken to buy a property. Using less experienced conveyancers who do not have the expertise to tackle complex issues can result in hold-ups.
At Lockings Solicitors, we are approved by all major lenders and are on the Vida Homeloans solicitor panel. This means we can act for Vida Homeloans as well as you in your purchase. We will report to them on the property, confirming that it is good security for the loan, and order your mortgage advance from them once we are ready to complete.
We are independently accredited by the Law Society and hold their Conveyancing Quality Scheme award. This confirms that we meet their standards in legal advice, client care, and risk management.
We will provide you with updates throughout the purchase process, so that you know what stage it has reached. We will also make sure that you know what will happen next and notify you as soon as anything is needed from you.
Our advice and guidance will be clear, and we will avoid legal jargon. Property law can be complex, and we will take the time to explain matters to you and ensure that you have the information you need to make informed decisions.
You will find that we are easy to contact and our team members are helpful and approachable. If you have questions, we will always take the time to answer them fully. Should you need us to contact you, we will do so promptly.
Our services are great value for money, with the conveyancing carried out by experienced solicitors who have the expertise to deal with complex and high-value transactions.
Our clients regularly recommend us to friends and family, and we are rated as Excellent on Google, with over 800 reviews.
Our onboarding process is easy, and we will help you take the first steps in your property purchase as soon as you are ready to go ahead. We have a secure online conveyancing portal that you can use to let us have information, including your identity documentation.
If you would like us to represent you, please feel free to contact us now. We can set everything up in readiness, even if you are not quite ready to go ahead now. Getting a head start can reduce the amount of time taken to reach the exchange of contracts.
As a firm, we do all we can to build our sustainability and diversity, and we regularly review our progress and take steps to continue making improvements.
We offer a free initial conversation so that you can explore the house purchase process, ask us questions, and discuss the costs. There is no obligation to you, so if you would like to know more, please feel free to call us now.
The time taken to complete a house purchase can depend on several factors, in particular, the length of the chain. Everyone involved needs to be ready to go ahead before contracts can be exchanged. If there is a longer chain with several interlinked transactions, there could be a hold-up if someone is waiting for information.
Issues that commonly cause conveyancing delays include:
Preparation can be key in reducing the time taken to complete conveyancing. This is particularly important if you are tying in a sale, as you will need to provide a range of information relating to the property.
If you would like us to act for you, speak to us now, and we can let you have the initial forms to complete. These will include a property information form, and you will probably need to find certain documents to accompany this, such as guarantees and planning consents.
We can also carry out the preliminary work we are required to do, including verifying your identity and putting together proof of funds.
As soon as you have a property to purchase, you should speak to your lender so that they can start processing your mortgage application and arrange for their valuation to be carried out. This is particularly important at busy times, for example, if they have a popular deal and are likely to have a heavy workload.
When your offer is accepted, you should instruct a surveyor promptly. Even if they are able to carry out the survey fairly quickly, it may reveal issues that result in the need to obtain quotes and negotiate an allowance in the price. Again, starting the process early will give you the best chance of avoiding delays.
Make sure that you have money ready to transfer to your solicitor so that the exchange of contracts can take place. It is usual to pay 10% of the purchase price when contracts are exchanged, and your solicitor will need cleared funds in place beforehand. If you are tying in a sale, the deposit on the sale can generally be used.
If you are looking for conveyancers on the Vida Homeloans solicitor panel, we will be happy to help.
You can ring us for a FREE initial chat on 01482 300 200, email us at welcome@lockings.co.uk or fill in our Free Online Enquiry and we will call you back promptly. We have offices in Beverley, Hull and York and represent clients across the East Yorkshire and York area and beyond.
If you are a customer of Lockings Solicitors and we have contracted with you online you may be entitled to use the EU Online Dispute Resolution (ODR) Platform to assist in resolving any dispute with us. This service can be found at https://ec.europa.eu/odr.
Our email address is welcome@lockings.co.uk
Lockings Solicitors is a trading name of Lockings Legal Services Limited registered in England and Wales company registration number 09244568. Lockings Legal Services Limited is authorised and regulated by the Solicitors Regulation Authority (Main Office SRA ID number 626081). A list of our directors is available for inspection at all our offices. Use the following link https://www.sra.org.uk/solicitors/standards-regulations/
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The content on this website is for information only and is not intended to provide specific legal advice to a particular case. Should you require legal advice in relation to your particular situation then please do not hesitate to contact us.
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